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Maybe you just want to retire and enjoy the fruits of your years of labor … and you discover that there is no one in the company that can or will buy you out. No one has the bucks and you're left holding the bag, hoping a white knight in shining armour will ride into town and save the day. Good luck.

It could be your very own partner/shareholders who hold you up. Sure you've got an agreement, but never got around to finding a way to fund it. So, you're stuck. Again, rather than sitting under a palm tree sipping on a cool one from a coconut, you're left cooling your heels right where you are … waiting for the improbable. Maybe the impossible. Gee, it could be as simple as getting ripped off by the very group benefits plan you have in place for the welfare of your employees. It happens every day and no one raises a finger to fix the simple problem … until it's to late.

You know, I've discovered that it could even be that if you were "converted into an angel" overnight that your family might have to sell your business at fire sale prices just to have enough money to pay Revenue Canada … oops I mean Canada Customs and Revenue Agency … I'll never get used to that, sorry. It's not enough ... you're dead, now they're going to pull the rug out from under you.

I thought there had to be a better way and you know what? There is …

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